|
Current Rates *
|
Account Description
|
Term
|
Compound
|
Annual Interest rate
|
Annual Percentage yield*
|
|
3 month CD
|
3 mo.
|
Quarterly
|
1.48%
|
1.49%
|
|
6 month CD
|
6 mo.
|
Semi-Annual
|
2.03%
|
2.04%
|
|
1 year CD
|
12 mo.
|
Annually
|
2.25%
|
2.25%
|
|
18 month CD
|
18 mo.
|
At Maturity
|
2.20%
|
2.19%
|
|
2 year CD
|
24 mo.
|
At Maturity
|
2.10%
|
2.08%
|
|
18 Month Fixed IRA CD
|
18 mo.
|
Annually
|
2.20%
|
2.20%
|
|
18 month Variable rate IRA
|
18 mo.
|
Annually
|
2.20%
|
2.20%
|
|
Regular Savings
|
n/a
|
Quarterly
|
0.65%
|
0.65%
|
|
Super Savings
|
n/a
|
Quarterly
|
0.65%
|
0.65%
|
|
Christmas Club Savings
|
n/a
|
At Maturity
|
0.65%
|
0.65%
|
|
Insured Money Market
$1,000 to $19,999
$19,999 to $99,999
$100,000 to $99,999,999
|
n/a
|
Monthly
|
0.65%
1.40%
1.50%
|
0.65%
1.41%
1.51%
|
*all rates are subject to change daily
Loan Rates
The following are our stated interest rates without taking into
consideration compensating DDA balances which can be taken into
consideration when calculating our return on investment, or our needed
interest rate spread.
| Auto-New & Program |
12 to 36 months
7.00% Annual Percentage Rate |
| Consumer |
$.00-$500-36%
$501-$1000-24%
$1001-$3000-12%
$3000-$10,000-10% |
| Real Estate 1-4 Family Residence |
Wall Street Journal Prime +1/2% |
| R.Vīs-New |
9.00% |
*all rates are subject to change daily
*all rates are subject to credit approval |
