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Current Rates *

Account Description

Term

Compound

Annual Interest rate

Annual Percentage yield*

3 month CD

3 mo.

Quarterly

0.15%

0.15%

6 month CD

6 mo.

Semi-Annual

0.35%

0.35%

1 year CD

12 mo.

Annually

0.45%

0.45%

18 month CD

18 mo.

At Maturity

0.45%

0.45%

2 year CD

24 mo.

At Maturity

0.70%

0.70%

18 Month Fixed IRA CD

18 mo.

Annually

0.45%

0.45%

18 month Variable rate IRA

18 mo.

Annually

0.45%

0.45%

*Regular Savings

n/a

Quarterly

0.15%

0.15%

*Super Savings

n/a

Quarterly

0.15%

0.15%

*Christmas Club Savings

n/a

At Maturity

0.15%

0.15%

*Insured Money Market
$1,000 to $19,999
$19,999 to $99,999
$100,000 to $99,999,999


n/a


Monthly


0.15%
0.35%
0.45%


0.15%
0.35%
0.46%

*all rates are subject to change daily
 

Loan Rates

The following are our stated interest rates without taking into consideration compensating DDA balances which can be taken into consideration when calculating our return on investment, or our needed interest rate spread.

*Auto-New & Program 12 to 36 months
5.50% Annual Percentage Rate
*Consumer $.00-$500-36%
$501-$1000-24%
$1001-$3000-12%
$3000-$10,000-10%
*Real Estate 1-4 Family Residence Average Prime Offer Rate +1.3%
*R.Vīs-New 7.5%
*all rates are subject to change daily
*all rates are subject to credit approval

 

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